Skip to content

Focus your new life

Find Your Work Optional Date

Your Work Optional Date

Finding your Work Optional Date – when working becomes optional for you – is the first step to answer your questions and achieve the lifestyle of your dreams. Fill out the form below to find your Work Optional Date.

Your Information
Enter your name
ex. 02/10/1962
Enter your gross wages, this should include the amount that you put into your employer sponsored plan
Payoff Year: Principal and Interest only. Enter the Payoff Year as a 4 digit year (YYYY)
Enter your gross receipts & sales minus all business expenses
Enter your net rental income, that is the income you receive from your rental property after you pay the mortgage and other related expenses
Payoff Year: Principal and Interest only. Enter the Payoff Year as a 4 digit year (YYYY)
Payment Date Enter your expected lump sum income and the year you expect to receive your lump sum payment, i.e. 2012
Enter the annual gross amount you currently receive from Social Security
Enter the amount you will receive from social security at age 62. You will find this information on your most recent social security statement. If you do not have a social security statement, you may request one online here
Enter the annual gross amount you currently receive from your Pension
Enter the amount you will receive from your pension at age 62. You may find this information on your most recent pension statement or you may call your pension provider to request a statement
Spouse Information
Enter your name
ex. 02/10/1962
Enter your gross wages, this should include the amount that you put into your employer sponsored plan
Payoff Year: Principal and Interest only. Enter the Payoff Year as a 4 digit year (YYYY)
Enter your gross receipts & sales minus all business expenses
Enter your net rental income, that is the income you receive from your rental property after you pay the mortgage and other related expenses
Payoff Year: Principal and Interest only. Enter the Payoff Year as a 4 digit year (YYYY)
Payment Date Enter your expected lump sum income and the year you expect to receive your lump sum payment, i.e. 2012
Enter the annual gross amount you currently receive from Social Security
Enter the amount you will receive from social security at age 62. You will find this information on your most recent social security statement. If you do not have a social security statement, you may request one online here
Enter the annual gross amount you currently receive from your Pension
Enter the amount you will receive from your pension at age 62. You may find this information on your most recent pension statement or you may call your pension provider to request a statement
Savings and Investment Information
Assets you have allocated towards your long term savings, do not include your daily use checking accounts or emergency liquidity accounts. You may include equity in a property you own that you plan to sell at retirement
Annual amount you save towards your long term savings like IRA’s, employer sponsored plans, Brokerage Accounts, etc. Do not include amounts that you are savings towards a child’s college fund, vehicle fund, vacation fund, etc.
Annual amount your employer contributes on your behalf such as a 401(k) plan match or a profit sharing plan contribution
Calculating…
Return to Form Start Over

Work Optional E-book

What are the secrets to financial security? Our eBook can help you answer just this question. Discover the 13 secret portfolio killers today!

Purchase the E-Book

Work Optional®, Inc. was awarded Five Star Wealth Manager status for best in client satisfaction in 2008, 2009, and 2010, as featured in Minneapolis/St. Paul and Twin Cities Business Magazines.

Learn More